Click to Enter ACA OBAMACARE Marketplace USA wise - Loan Insurance US

Today is the LAST day to #GetCovered! Don't wait any longer, sign up now! -Connie Britton

Affordable Care Actalias ACA alias Obamacare has been one of the storms in the teacup for President Barrak Obama during his second tenure. Is it too bad? Or is it too good? –People have just found themselves taken aback by veterans’ speeches. His opponents roared against it. His defenders took up the arms of their leader’s benevolence for it. In thronged even the Hollywood celebs for the President, tweeting and videotaping.

This, the controversy, gave the President the edge. People wanted to get the ken of it. They wanted to weigh it up and down. So the controversies favored the President. Did he want it? We do not know. Did his popularity go up or down for it? That is not important. The president at least oiled a section of the society –those who wanted insured insurance. Getting confused?

True a section of people, not the minimal, wanted better insurance for their health. They wanted that their healthcare plans worked better. That their services were larger in list. That they remain assured of having been insured. Obama joined them. He stood by them.

You know American presidency and controversies go hand in hand. For Obama controversies proved congenial for no wonder. You know they work better when you want to sell something.

To be coming to the point. If you need healthcare, you cannot escape it. And you certainly need healthcare. You certainly need to enter the healthcare marketplace. You also know the sites that your government has for healthcare are the marketplace for you.

This year’s ( 2014) ACA Obamacare Deadline is over. But you can find your eligibility for Special Enrollment Season by visiting the following links. Note that you can sign up on Special Enrollment if you have Qualifying Life Events. Medicaid and CHIP are always open for you.

You should read- ACA Obamacare Types and Cost .
 

1. For inhabitants of Alabama, Alaska, Arizona, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Virginia, West Virginia, Wisconsin, Wyoming -

 The Links...


Apply Now ---Healthcare.gov

If you live in any of the following states, click on the link appropriate for you....

Apply Now for Arkansas—Arkansas Health Connector

Apply Now for California — Covered California

Apply Now for Colorado-- Connect for Health

Apply Now for Connecticut— Access Health CT

Apply Now for District of Columbia—DC Healthlink

Apply Now for Hawaii — Hawaii Health Connector

Apply Now for Idaho — Your Health Idaho

Apply Now for Kentucky - Kynect

Apply Now for Maryland—Maryland Health Connection

Apply Now for Massachusetts--Massachusetts Health Connection

Apply Now for Minnesota—Mnsure

Apply Now for Nevada—Nevada Health Link

Apply Now for New Mexico — BeWellNM

Apply Now for New York — New York State of Health

Apply Now for Oregon—Cover Oregon

Apply Now for Rhode Island—Health Source RI

Apply Now for Utah—Avenue H

Apply Now for Vermont—Vermont Health Connection

Apply Now for Washington—Washington Healthfinder

 

(Inhabitants of Northern Mariana Islands, American Samoa Guam, Virgin Islands,  Puerto Rico,  are not eligible for ACA Marketplace. They are advised to check their respective territory government offices for health coverage.)

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ACA Obamacare Types and Cost -- Loan Insurance US

You should Enter ACA OBAMACARE Marketplace USA wise ,now!

1. What are the types of Obamacare?

Answer — There are four types, known as metal plans:

Bronze — Bronze is for you if you are in the low-income group. It pays up to 60% of your healthcare expenses. 

Silver — If you are in the low-income group but manage to pay bigger premiums than the bronze, this is for you to grab. It covers up to 70% of your medical cost.

Gold — If you are in the better income group, you pay higher premiums than silver and get 80% of your cost.

Platinum — If you are a still better earner, you pay the highest premium  and get 90% of your cost coverage.

2. How much does obamacare cost me?

Answer — That depends on –

i) Where you stand in poverty level. Here is how--

*If you make below  400% of federal poverty level, you pay lower premiums. Government provides you a subsidy known as advanced premium tax credit. 

*If you make below 250% of federal poverty level, you pay low premiums. You have cost-sharing subsidy from the government that helps you pay less.

* If you make below 138% of federal poverty level, the government subsidizes you both on premiums and cost sharing

ii) Where (in which state) you live.

iii) What age you are.

iv) What your family size is.

v) Whether you have smoking habit or not.

3. What if I am financially incapable of buying healthcare?

Answer — If your situation makes you incapable of buying healthcare, you receive very low premium or no-cost insurance.

4. How much do I pay for Obama healthcare?

Answer—In between 3.3% to 9.5% of your income.

5. Where do I get a subsidy calculator?

 

Answer— Use The Henry J. Kaiser Family Foundation tool – click here(select the brown words, right-click your mouse and click on ‘open hyperlink’ to reach the tool.)

7. How do I calculate my premium?

Answer—The above tool will instantly provide you with premium calculation (silver type based) as well. It will include—

i) Information about your poverty level   

ii) Information about the percentage of your income to be paid for premium

iii) Information about the tax credit subsidy you may receive

iv) Information about the premium you are to pay

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ACA Obamacare—Benefits that You Receive: Loan Insurance US

1. What health benefits do I receive under Obamacare?

Answer— You receive the following  basic benefits—

i) Outpatient Care— Provides out-patient doctoral support, same-day surgery center support and hospice care.

 

ii) Emergency Services—Immediate care considered emergency without which you could be led to disability or death. Covers emergency room rent and ambulance transportation.

iii) In-patient Care—You receive hospital staff support (of course, including physician) diagnostic services, in-hospital medication, surgeries, transplants, room service etc.

iv) If you are a female expecting a child, Obamacare provides you an all-out care—from prenatal to post-natal care. It also includes care for the newborn child.

 

v) Provides both in-patient and out-patient care to individuals (including those facing disorder conditions for substance abuse) who require mental health services. Covers counseling,behavioral therapy and psychotherapy. 

vi) You receive certain federally approved drugs prescribed by your physician.

vii) You receive rehabilitation services if you need to regain them as well as devices.

viii) You receive required tests and screenings for illnesses or conditions like breast cancer, prostate  issues etc for free. 

ix) Obamacare provides you care for chronic conditions like asthma or diabetes. 

x) You receive various preventive services under this program. So you have cholesterol, blood pressure, etc tested for free. You are provided essential immunizations.

xi) Obamacare provides pediatric services to your children until they are 26. They include dental care, eye exam and different immunity services.

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